The six numbers a one-person business should check every Monday
You don't need accounting software to run a tight business. You need six numbers, once a week, in the same place — the logic behind the finance trackers in the toolkit.
- Key takeaways
- Cash in the account beats revenue on paper, every time.
- Track the pipeline in stages, not as one lump number.
- Review weekly. Monthly is too late to change anything.
Cash on hand. Not revenue — the actual balance. It's the only number that tells you how long you can keep operating if everything stopped today.
Money owed to you. Overdue invoices are an interest-free loan you accidentally gave a client. Chase anything past fourteen days, politely and automatically.
Committed revenue. Work that's signed but not yet delivered. This is your near-future safety net and the number that tells you when to start selling again.
Pipeline by stage. Split leads into conversation, proposal sent and verbally agreed. One lump 'leads' number hides the fact that you have twenty conversations and zero proposals out.
Cost per month. Every recurring expense, listed. Most operators discover a meaningful amount of monthly subscriptions they'd forgotten existed.
Hours delivered. Track it for one month even if you bill fixed prices. It's how you find out which offer is quietly unprofitable.
Six numbers, ten minutes, every Monday morning. That's the entire financial system for a business run by one person.
Get 25 prompts free by email
No purchase, no card. A sample of the working files behind these guides.